Commercial Insurance at a Glance
Commercial General Liability (CGL), Professional Liability (E&O), Directors & Officers Coverage (D&O), and more.
Insurance for business tools, equipment, office contents, stock, and more ensure you're company's covered.
Choose the coverage you want for your business. Custom solutions available - just ask us!
Whether you’re a new food truck operation, or an established general contractor – all businesses should have a business insurance policy that ensures coverage for potential claims from daily operations. Let our online application process help identify the insurance that’s right for you.
What is Business Insurance?
We will review your application and determine what coverages are best for you; however, there are some coverages (such as Commercial General Liability and Professional Liability) that are essential for many types businesses. We will ensure you and your company is protected against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations. Standard limits for a liability policy range from $1,000,000 to $10,000,000 depending on your business operations and specified industry standards.
Why do I need Business Insurance?
What businesses need coverage?
If your business offers goods or services of any kind, you need a business insurance policy. Types of operations that require insurance include, but are not limited to:
What types of coverages are available?
Commercial General Liability (CGL) – This is an essential coverage for almost all companies as a part of general commercial insurance. This policy type will protect an organization against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations.
Professional Liability (E&O) – Also called Errors & Omissions Insurance; this is an important coverage for many kinds of businesses as well, depending the specifics of your operation. This policy will protect a person or organization against liability claims arising from professional services provided in the course of doing business.
Business Property (Equipment & Tools) – The equipment you use on a daily basis for your work are important assets to have insured. You may also have office contents, stock, and other types of property to add to your commercial insurance policy. We do that!
Directors and Officers Coverage (D&O) – Director’ and Officers’ Liability provides insurance coverage for court defence costs as well as damages (court awards & settlements) resulting from wrongful act allegations, and any other lawsuit brought against an organization’s board of directors or officers.
More Options – We have many forms of coverage available for our business insurance policies including: Installation Floaters, Aviation Liability, Fidelity Bonds / Employee Crime Coverage, Cyber Liability, among others. Don’t hesitate to let us know if you’d like to include a specific coverage not listed here as part of your insurance package.
How much does insurance cost for my business?
The cost of your business insurance policy will depend on certain variables including the type of business, operations, annual revenues, number of employees, deductibles, specified coverages, and the limit of liability requested. We are able to offer terms with competitive premiums as we shop your information to numerous coverage providers to ensure you’re getting the best deal.
Please note that completing our application for insurance does not cost anything or require you to proceed with the coverage once a quote is provided – customer service is our first priority.