Business Insurance

Business Insurance

Business Insurance

You deserve Business Insurance that’s custom tailored to your business. Our online application process will guide you through the process of identifying the coverage that’s right for you.

Starting at just $200 per year
  • Instant online quotes
  • Electronic policy documents
  • Select the coverage that matters to you
  • Automated renewal reminders
  • Reliable underwriters
  • Next day coverage

Commercial General Liability (CGL)

Commercial General Liability (CGL) for your business operations in the event you are held liable for third party property damage or bodily injury.

Professional Liability (E&O)

Professional Liability, or Errors & Omissions Insurance (E&O) provides protection for a businesses operations as a professional in the said field, including consulting.

Directors & Officers Insurance (D&O)

Directors and Officers Liability provides coverage for lawsuit brought against an organization’s board of directors and/or officers.

Commercial / Business Property

From tools & equipment, to office contents such as laptops, furniture, and more - Commercial Property Insurance covers the items you use for your business operations.

Learn more about Business Insurance

There are various types of coverage available for your business and we’re here to help determine which are best for your company. We are able to offer policy limits based on industry requirements from $1,000,000 – $5,000,000 +. Here are some common coverage types available through Netsurance Canada:

Commercial General Liability (CGL) – This is a primary coverage for many kinds of businesses and often an essential part of your commercial insurance package. The policy will protect an organization against liability claims for bodily injury (BI) and property damage(PD) arising out of business operations, premises, products, and completed ops.

Professional Liability (E&O) – Also called Errors & Omissions Insurance; this type of coverage is important for various businesses as well. The policy protects a person or organization against liability claims arising from professional services rendered in the course of operations.

Directors & Officers (D&O) – Director’s and Officer’s coverage provides coverage for court defence costs as well as damages (court awards & settlements) resulting from wrongful act allegations, and any other lawsuit brought against an organization’s board of directors and / or officers.

Commercial / Business Property (Tools, Equipment, Buildings, etc.) – The equipment you use on a daily basis for your work are important assets to have insured. You may also have office contents, stock, and other types of property to include in your coverage for a commercial insurance policy. We can help with that!

More Coverage Options – there are many other forms of coverage available for business insurance policies including: Installation Floater, Aviations Liability, Fidelity Bond / Employee Crime Coverage, Cyber Liability, and more. Don’t hesitate to let us know if you’d like a coverage included in your policy not listed here.

If your business offers goods or services of any kind, you need a business insurance policy. Types of operations that require coverage include, but are not limited to:

Damages arising out of liability claims can be costly. We’ll arrange a policy that shields you and your company from various perils that could affect the well-being of your business. Being held liable for a large 3rd party property or bodily injury loss can be devastating. Our reliable insurers provide coverage for out-of-court settlements, litigation, and judgements awarded by the courts for damages caused by negligence.

The cost of your business insurance policy will depend on certain variable including:

  • Type of business
  • Operations specifics
  • Annual revenues
  • Number of employees
  • Specified coverages
  • Deductibles
  • and more

 

We are able to offer terms with competitive premiums as we shop your information to numerous underwriters to ensure you’re getting the best deal, with coverage you can count on.

Don’t worry! Completing our online application does not cost anything or have an obligation to proceed with the coverage once a quote is provided – customer service is our first priority.

To get your business insurance quote today and even bind your commercial policy online, simply apply through our online application system. Select the category and class of business below that best matches your operations and you’ll be on your way to a free quote in no time. Should you have any questions regarding business coverage, don’t hesitate to contact us.

Terminology of Business Insurance

“Small” can be a relative term. A small business typically refers to an operation with 1-10 personnel which can be a sole proprietorship, corporation, or partnership. Small business insurance is usually referencing the coverages we’ve discussed above including Commercial General Liability, Professional Liability, and Commercial Property Coverage – depending on the type of small business and its needs.

Should you have any questions regarding small business coverage specifics, visit our contact page to get in touch with us.

Liability insurance for your business operations is an essential form of coverage. Should a lawsuit or claim be brought against you or your company, a Business Liability Insurance policy will protect you from losses as a result of litigation costs as well as any applicable payouts that may ensue.

There are various forms of “Business Liability Insurance”, but the formal titles of main coverage that should be reviewed are Commercial General Liability, Professional Liability / Errors & Omissions Insurance, and Directors and Officers Liability.

Commercial Insurance is another type of terminology for Business Insurance. We understand that the numerous names for similar types of coverage may be confusing. Apply through our online quotation system and you’ll be guided through an application process that will have you on track for the correct insurance for your commercial operations.

We’ll sometimes see “Public Liability Insurance” referenced in municipality or regulatory body insurance requirement documents. This type of coverage is typically suggesting a Commercial General Liability (CGL) policy; also called Comprehensive General Liability. The main coverage point here is that your business be insured for its operations in a public space. Our policies provide protection for this kind of exposure and can be included as part of our digital application process. Get started on your quote today by selecting the field of business that best matches your venture.
Another term for insurance relevant to your business could be “Professional Indemnity Insurance”. This form of coverage is also called Professional Liability Insurance or Errors & Omissions Insurance. Indemnity simply means security or protection against an insured loss or other financial burden and is an important type of coverage for many companies and individuals acting as a professional in their commercial pursuit.

Our Underwriters

What Our Clients Say

CE Plumbing & Heating
CE Plumbing & Heating
Business Insurance Package
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I thought getting business insurance online would be a lot more difficult than it actually was. Netsurance made it very easy and user friendly to get it all done online. Had a great experience!
Marie L.
Marie L.
Event Insurance
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Got my event liability insurance through Netsurance. Was very easy and the best price I could find. I also didn't need to worry about policy specifics thanks to their unique venue pages.
BayRoot Landscaping
BayRoot Landscaping
Business Insurance Package
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Finally! A website that simplifies buying insurance. Quick, easy and straight to the point. I continuously highly recommend netsurance.ca to all of my business partners and friends alike. Thank you!
Hamid M.
Hamid M.
Renters Insurance
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Got renters insurance online. Easy to apply and get a quote. Had everything done in minutes! Would recommend to anybody looking at tenants insurance.
MGA Detailing
MGA Detailing
Commercial General Liability
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Purchased business insurance through the online application process. Would recommend to anybody starting their own business that needs a simple solution for the companies insurance requirements.
Kasra I.
Kasra I.
Event Insurance
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Got our event insurance for a birthday party through their custom venue platform online. Cheapest price and could even do it off my phone.