Business Insurance

There are various types of coverage available for your business and we’re here to help determine which are best for your company. We are able to offer policy limits based on industry requirements from $1,000,000 – $5,000,000 +. Here are some common coverage types available through Netsurance Canada:

Commercial General Liability (CGL) – This is a primary coverage for many kinds of businesses and often an essential part of your commercial insurance package. The policy will protect an organization against liability claims for bodily injury (BI) and property damage(PD) arising out of business operations, premises, products, and completed ops.

Professional Liability (E&O) – Also called Errors & Omissions Insurance; this type of coverage is important for various businesses as well. The policy protects a person or organization against liability claims arising from professional services rendered in the course of operations.

Directors & Officers (D&O) – Director’s and Officer’s coverage provides coverage for court defence costs as well as damages (court awards & settlements) resulting from wrongful act allegations, and any other lawsuit brought against an organization’s board of directors and / or officers.

Commercial / Business Property (Tools, Equipment, Buildings, etc.) – The equipment you use on a daily basis for your work are important assets to have insured. You may also have office contents, stock, and other types of property to include in your coverage for a commercial insurance policy. We can help with that!

More Coverage Options – there are many other forms of coverage available for business insurance policies including: Installation Floater, Aviations Liability, Fidelity Bond / Employee Crime Coverage, Cyber Liability, and more. Don’t hesitate to let us know if you’d like a coverage included in your policy not listed here.

If your business offers goods or services of any kind, you need a business insurance policy. Types of operations that require coverage include, but are not limited to:

• Electricians
• Food Trucks
• General Contractors
• Plumbers & HVAC
• Landscapers
• Land Surveyors
• Microblading
• Personal Trainers
• Photographers
• Registered Massage Therapist (RMT)
• Technology Companies
• Tutors
• and more

Damages arising out of liability claims can be costly. We’ll arrange a policy that shields you and your company from various perils that could affect the well-being of your business. Being held liable for a large 3rd party property or bodily injury loss can be devastating. Our reliable insurers provide coverage for out-of-court settlements, litigation, and judgements awarded by the courts for damages caused by negligence.

The cost of your business insurance policy will depend on certain variable including:

• Type of business
• Operations specifics
• Annual revenues
• Number of employees
• Specified coverages
• Deductibles
• and more

We are able to offer terms with competitive premiums as we shop your information to numerous underwriters to ensure you’re getting the best deal, with coverage you can count on.

Don’t worry! Completing our online application does not cost anything or have an obligation to proceed with the coverage once a quote is provided – customer service is our first priority.

To get your business insurance quote today and even bind your commercial policy online, simply apply through our online application system. Select the category and class of business below that best matches your operations and you’ll be on your way to a free quote in no time. Should you have any questions regarding business coverage, don’t hesitate to contact us.