Professional Liability Insurance

Professional Liability (also called Errors & Ommissions or E&O) is an essential coverage for many kinds of businesses. This policy will protect a person or organization against liability claims arising from professional services provided in the course of doing business. Standard limits for an E&O policy range from $500,000 to $5,000,000+ depending on your business operations and specific needs.

Damages arising from liability claims can be quite costly. We’ll arrange a policy that not only shields you and your company from liabilities that could arise from your operations, but the expenses of out-of-court settlements, litigation, and judgments awarded by the courts as well. If damages are filed against your organization or you are sued, our reliable insurers can cover the costs for investigation, attorney expenses, and medical expenses in the case of injury.

If your business offers professional services of any kind, you’ll need a Professional Liability insurance policy. Types of operations that require this coverage include:

• Business & Management Consultants
• Land Surveyors
• Photographers
• Personal Trainers
• Registered Massage Therapists (RMTs)
• Technology / IT Businesses
• Web & Graphic Designers
• Microblading
• Tutors
• and more…

The cost of your insurance policy will depend on certain variables including the type of business, operations, annual revenues, number of employees, deductibles, specified coverages, and the limit of liability requested. We are able to offer terms with premiums as low as $500 for annual coverage.

Please note that completing our application for insurance does not cost anything or require you to proceed with the coverage once a quote is provided – customer service is our first priority.

We are able to offer various types of insurance coverage to supplement your E&O policy, including:

• Property Coverage (Equipment, tools, etc.)
• Commercial General Liability (CGL)
• Directors & Officers Insurance (D&O)
• and more…