Short Term Rental Insurance
Running a rental property is a venture that can be quite profitable, but there are also risks involved that your standard insurance policy may not include. Apply online for your Short Term Rental Insurance package and get the coverage that’s important for your Airbnb, or other short term rental property.
- Home, condo, cottage & more
- Protection created for short term rentals
- Select the coverage that matters to you
- Electronic policy documents
- Reliable underwriters
Your Property
Whether your rental is a house, condo, vacation property, or something in between; ensure you have protection for your property including any owned structures.
Owners Contents
Should the contents in your rental property experience a loss, your short term rental insurance policy will reimburse your items from perils like theft, fire, and more.
Your Liability
Liability on the premises of your rental property is an important aspect of coverage. Protect yourself from third party property damage (PD) or bodily injury (BI) claims.
Cover Any Gaps
Airbnb and other short term rental websites often have their own insurance policies in place to protect hosts; however, there are often gaps in coverage that should be addressed.
Learn more about Short Term Rental Insurance
What's covered by Short Term Rental Insurance?
Our robust application process will identify what types of coverage are relevant to your short term rental insurance policy and provide a quote accordingly. We recognize that not all rental properties have the same risk and will provide a package protection plan that covers you and your potential business exposures.
Short Term Air BnB Rental Features:
- Standard Homeowners forms with rental extensions
- Rental Income Coverage
- Landlord Contents
- Multiple properties can be covered under one policy
- Broad Form Replacement Cost Policies available on qualifying risks
- Clients who allow guests to use bicycles and watercraft at NO additional charge can be considered
Why do I need Short Term Rental Insurance?
Standard home and condo insurance policies typically exclude short term rentals; however, we have packages available that are specifically designed for this type of protection. Do you have a stand-alone short term rental? Owner Occupied Dwelling with short term rentals in the basement? Primary Dwelling with only a few weeks of short term rentals? How about a Rented Cabin that also offers guided tours or boat rentals? We have you covered!
Don’t forget to review the facilitator of your rentals’ insurance policy so you know what exactly is covered and what you need to watch out for.
How much does Short Term Rental / Air BnB Insurance cost?
The cost of a Short-Term Rental Insurance policy will depend on variables specific to the property being rented:
- Contruction Type
- Age of Building
- Contents
- Specified Coverage
- Applicant Details
- Deductibles
- Income Generated
- Number of Guests
- and more
We are able to offer coverage terms with premiums as low as $300 annually. Complete our online application and get your free quote e-mailed to you!
Short Term Rental Coverage BC
Our Underwriters
What Our Clients Say
