Contractor Insurance

There are various types of coverage available for your operations as a contractor in the construction industry and we’re here to help determine which are best for your company. Select policy limits based on industry requirements from $1,000,000 – $5,000,000 + and only pay for the coverage you need. Here are some common coverage types available through our Contractor Insurance program:

Commercial General Liability (CGL) – This is a primary coverage for many types of contractors and almost always an essential part of your commercial insurance package. The policy will protect an organization against liability claims for bodily injury (BI) and property damage (PD) arising out of business operations, premises, products, and completed ops.

Professional Liability (E&O) – Also called Errors & Omissions Insurance; this type of coverage is important for some types businesses as well. The policy protects a person or organization against liability claims arising from professional services rendered in your course of operations. This product is available when requested for contractors, but is not typical unless there is design work or controller programming being performed.

Commercial / Business Property (Tools, Equipment, Buildings, etc.) – The equipment you use on a daily basis for your work are important assets to have insured. You may also have office contents, tools, equipment, and other types of property to include in your coverage for a contractors insurance policy. We can help with that!

More Coverage Options – there are many other forms of coverage available for contractor insurance policies including: Installation Floater, Aviation Liability, Fidelity Bond / Employee Crime Coverage, Cyber Liability, and more. Don’t hesitate to let us know if you’d like a coverage included in your policy that is not listed here and not available through our automated digital quoting system.

As a contractor, it’s important to obtain the insurance that is relevant to the type of work you are performing. Some types of contracting operations that we can protect with a policy include, but are not limited to:

• Electricians
• General Contractors
• HVAC
• Landscapers
• Land Surveyors
• Plumbers
• Roofers
• and more

Damages arising out of liability claims can be costly. We’ll arrange a policy that shields you and your company from various perils that could affect the well-being of your contracting business. Being held liable for a large 3rd party property or bodily injury loss can be devastating. Our reliable insurers provide coverage for out-of-court settlements, litigation, and judgements awarded by the courts for damages caused by negligence.

Obtain the protection you need with our general liability insurance for contractors program and ensure your business is covered by clicking the Quote & Buy Now button above.

The cost of your contractor insurance policy will depend on certain variable that are specific to your business. These can include:

• Type of work performed
• Other operation specifics
• Annual revenues
• Number of employees
• Specified coverages
• Deductibles
• Loss history
• and more

We are able to offer terms with competitive premiums for annual coverage with coverage you can count on.

Don’t worry! Completing our online application does not cost anything or have an obligation to proceed with the coverage once a quote is provided – customer service is our first priority.