Homeowners Insurance provides a peace of mind that comes standard with all of our policies. Knowing that your home is protected from the perils that could be very costly to repair and even leave you without a place to live is priceless. Have a look at our coverage details below and apply for your free quote today.
Frequently Asked Questions
What's covered by Homeowners Insurance?
Your house is one of the most important investments you have. It’s important that you ensure you have adequate insurance protection in the event of a loss. We provide coverage from various perils for the following:
Your Home – Protect your home’s structure and any other structures on your property such as a detached garage, gazebo, guest house, or shed.
Your Contents – Choose coverage to protect the things you care about including televisions, appliances, and any other personal property that may be of value.
Yourself – Personal liability protection covers you worldwide (common limits of $1,000,000 or $2,000,000).
What perils are insured by Homeowners Insurance?
Standard perils such as fire and theft are common risks covered by home owners insurance policies; however, there are more coverages available with our homeowners insurance program. You can select options like earthquake and sewer back-up for extended coverage.
Why do I need Homeowners Insurance?
In the event that your home and/or its contents suffer a substantial loss, it’s important that you are protected. With the payment of your deductible (commonly between $500 and $1,000) you’ll be back on your feet in no time with a place to live should your home be uninhabitable and replaced property / contents that were lost. Personal liability will also cover potential damages, including legal defense costs, for occurences where you may be found legally liable.
How much does Home Insurance cost?
The cost of your Home Insurance policy will depend on certain variables specific to your property, including:
- Home’s Value
- Specified Coverage
- Applicant Details
- and more
We are able to offer terms with premiums as low as $750 for annual coverage. Don’t worry! Completing our online application does not cost anything or have an obligation to proceed with the coverage once a quote is provided – customer service is our first priority.