Plumbing & HVAC Insurance

Apply for your free quote for plumbing & hvac insurance online today. Ensure you and your business are adequately covered for your mechanical contracting operations with our customized insurance product.

Plumbing & HVAC Insurance

Liability
Your
Liability
Plumbing & HVAC Insurance
Your
Tools
Office
Contents

Apply for your free quote for plumbing & hvac insurance online today. Ensure you and your business are adequately covered for your mechanical contracting operations with our customized insurance product.

What's included in the Plumbing & HVAC Insurance package?

There are different coverages applicable to your business depending on your operations. However, there are some forms of insurance, such as Commercial General Liability (CGL), that are essential for your mechanical contracting business.  We will ensure you and your company are protected against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations. Standard limits for a CGL policy range from $1,000,000 to $5,000,000 depending on your requirements. We also offer coverage for your tools, equipment, and office contents if applicable. It may also be relevant to look into a Professional Liability (E&O) policy if you are doing any design work or operating as a consultant.

Why do I need insurance for my mechanical contracting business?

It is important to cover the tools and equipment that you use on a daily basis as they can be worth thousands (or even ten’s of thousands) of dollars, but damages arising from liability claims can be significantly more costly. We’ll arrange a policy that shields you and your company from not only bodily injury and property damage claims, but the expenses of out-of-court settlements, litigation, and judgments awarded by the courts as well. If damages are filed against your organization or you are sued, our reliable insurers will cover the costs for investigation, attorney expenses, and medical expenses in the case of injury.

Types of work that can be included in your liability coverage for plumbing, heating, and other mechanical work include:

  • Residential Plumbing & Heating Installations / Repairs
  • Commercial Servicing and New Builds
  • Boilers & Hot Water Heater Installation
  • Sump Installs
  • Replacement & Repairs of Drainage Systems
  • Tenants Improvements
  • and much more…

Not only are you insuring your liability with the Plumbing & HVAC Insurance package, but often times project owners (such as general contractors, school boards, or municipalities) will require to be named “Additional Insured’s” on your policy to be able to do work for them. This option is provided at no additional cost on your policy.

How much does Plumbing & HVAC Insurance cost?

The cost of your mechanical contractor insurance policy will depend on certain application variables which include what your general operations will be, annual revenues, number of employees, deductibles, specified coverages, and the limit of liability requested. We are able to offer insurance terms with premiums as low as $1,000 for annual coverage.

Please note that completing our application for insurance does not cost anything or require you to proceed with the coverage once a quote is provided – customer service is our first priority.

What Our Clients Say

5 Star Rating
5/5
Edrice F.
Edrice F.
CE Plumbing & Heating
I thought getting business insurance online would be a lot more difficult than it actually was. Netsurance made it very easy and user friendly to get it all done online. Had a great experience!
Shant S.
Shant S.
BayRoot Landscaping
Finally! A website that simplifies buying insurance. Quick, easy and straight to the point. I continuously highly recommend netsurance.ca to all my business partners and friends alike. Thank you.
Mani A.
Mani A.
MGA Detailing
Purchased business insurance through the online application process. Would recommend to anybody starting their own business that needs a simple solution for the companies insurance requirements.