Personal Trainer Insurance
Get an instant quote online with our Personal Trainer Insurance package. Ensure your fitness instruction operations have adequate coverage so you can focus on what’s important, training your clients. Fitness instructors of all types can apply through our simple web application.
- Instant online quotes
- Electronic policy documents
- Select the coverage that matters to you
- Automated renewal reminders
- Reliable underwriters
- Same day coverage
- Monthly payment options
Professional Liability (E&O)
Sometimes also called Errors & Omissions Insurance (E&O), this program ensures you're protected from liability claims that could arise from your personal training operations.
Commercial General Liability
CGL coverage ensures potential claims such as slips and falls in an exercise space you may rent to train you clients is covered. Included in a complete insurance package for PTs.
Business Contents & Equipment
This covers the costs you would incur to purchase all new business property like, office furniture, leasehold improvements, computers, and any other equipment.
Strong Coverage for Individual Trainers
Whether you're doing weight training with your clients or sport-specific mobility drills, our customized insurance program for fitness instructors is designed for you.
How It Works
Provide some general information about your fitness instructing.
Get an instant personal training insurance quote online.
Get to training your clients knowing that you're covered.
Learn more about Personal Trainer Insurance
What is Personal Trainer Insurance?
As a professional in the fitness industry, you take your personal training seriously. Personal trainer liability insurance is an important coverage to have, and although our online portal allows you to include various insurance products, the most important coverage for fitness professionals is Professional Liability:
Professional Liability (E&O) – As a personal trainer, you’re responsible for your clients well-being. This policy ensures you’re covered for your training processes and advice provided to your clients.
You’ll also have the opportunity to purchase coverage for business property you may use such as exercise equipment or your computer you use for business. Even Commercial General Liability (CGL) can be included to insure things like a slip and fall at an exercise space you may rent to train your clients.
Apply online now and get an instant quote so you can be protected against liability claims for potential malpractice during your instruction, as well as coverage for bodily injury (BI) and third party property damage (PD) at utilized facilities.
Why do I need Personal Trainer Liability Insurance?
You want to promote good health and you always have your client’s overall well-being in mind. It’s important to ensure your longevity in the fitness industry through an insurance policy as liability claims can be very costly. Uninsured damages can leave you in a terrible position financially from a business perspective, as well as personally.
We will arrange a policy that protects you from litigation and judgements awarded by the courts, as well as potential out-of-court settlements and defense costs. If damages are files against you or you are sued, our reliable insurers will cover the costs for investigation, attorney expenses, and medical expenses in the case of injury.
What kinds of trainers can purchase coverage?
We offer coverage for various types of trainers and instructors, including:
- Aquatic Fitness
- Boot Camp Instructors
- Boxing for Fitness (Non-Contact)
- CrossFit
- Dance
- Group Fitness & Training
- Personal Trainers
- Sport Conditioning Specialist
- Weight Training
- Wellness & Nutrition Specialist
- Yoga Instructors
- Zumba
- and more
How much does Personal Trainer Insurance cost?
The cost of your fitness instructor insurance policy will depend on certain variable including:
- Specifics about your operations
- Estimated annual revenues
- Age of your clients
- Coverage & limits requested
- Deductibles
- and more
We are able to offer terms with premiums as low as $300 for annual coverage. Dont worry! Completing our no-obligation online application does not cost anything or require you to proceed with coverage once a quote is provided – customer service is our first priority.
Related Articles
Personal Trainer Insurance: Safeguard Your Fitness Professional Career
Every business involves risk, but fitness professionals face an even higher risk than many others. Numerous malpractice claims are made against personal trainers every year for legitimate reasons while others