HVAC Contractor Insurance

HVAC Contractors Insurance

HVAC Contractor Insurance

Apply for your free quote for HVAC Contractors Insurance online today. Ensure you and your business are adequately covered for your mechanical contracting operations with our customized insurance product.

Custom coverage for HVAC Contractors.
  • Instant online quotes
  • Electronic policy documents
  • Choose your coverage
  • Automated renewal reminders
  • Reliable underwriters
  • Next day coverage

Commercial General Liability (CGL)

Commercial General Liability (CGL) for your business operations in the event you are held liable for third party property damage or bodily injury.

Tools & Contractor Equipment

Property coverage for your business tools, equipment, and heating & ventilation specific items such as thermometers, wire strippers, and more.

Office Contents / Business Property

Choose to cover the property aside from HVAC tools that matters to your business such as computers, office furniture, and other work space items.

More Coverages Available

Our digital quoting platform allows you to select and review insurance coverage as you see fit. Get started today and ensure you have adequate protection for your business.

Learn more about HVAC Insurance

There are different coverages applicable to your business depending on your operations. However, some forms of insurance, such as Commercial General Liability (CGL) are essential to your HVAC business. This will ensure you and your company are protected against liability claims for bodily injury (BI) and property damage (PD) arising our of premises, operations, products, and completed operations. Standard limits for a CGL policy range from $1,000,000 to $5,000,000 + depending on your specific requirements. We also offer coverage for your tools, equipment, and office contents if applicable. It may also be relevant to look into Professional Liability (E&O) coverage if you are doing and design work or operating as a consultant.

Should you be interested in any other types of coverage, don’t hesitate to contact us.

It is defnitely important to cover the tools and equipment that you use on a daily basis as they can be worth thousands (or even ten’s of thousands) of dollars, but damages arising from liability claims can be significantly more costly. We’ll arrange a policy that shields you and your company from not only bodily injury and property damage claims, but the expenses of out-of-court settlements, litigation, and judgments awarded by the courts as well. If damages are filed against your organization or you are sued, our reliable insurers will cover the costs for investigation, attorney expenses, and medical expenses in the case of injury.

Types of work that can be included in your liability coverage for heating and ventilation work are:

  • Furnaces
  • Air Conditioners
  • Indoor Air Quality Controls
  • Radiant Heaters
  • Residential HVAC
  • Commercial HVAC
  • and more

 

Not only are you insuring your liability with this HVAC Business Insurance package, but often times project owners (such as general contractors, school boards, or municipalities) will require to be named “Additional Insured’s” on your policy to be able to do work for them. This option is provided at no additional cost on your policy.

Your HVAC Insurance quote will depend on specific variables that are part of our online application process including:

  • Your Operations
  • Annual Revenues
  • Number of Employees
  • Specified Coverages & Limits
  • Deductibles
  • and more

 

We are able to offer terms with premiums as low as $800 for annual coverage. Don’t worry! Completing our online application doesn’t cost anything or require you to proceed with coverage once a quote is provided – customer services is our first priority.

Our Underwriters

What Our Clients Say

CE Plumbing & Heating
CE Plumbing & Heating
Business Insurance Package
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Marie L.
Event Insurance
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BayRoot Landscaping
BayRoot Landscaping
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Hamid M.
Hamid M.
Renters Insurance
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MGA Detailing
MGA Detailing
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Purchased business insurance through the online application process. Would recommend to anybody starting their own business that needs a simple solution for the companies insurance requirements.
Kasra I.
Kasra I.
Event Insurance
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