Commercial General Liability

Whether you’re a one-man-show landscaper, or an established general contractor, most businesses need a Commercial General Liability Policy in order to provide coverage to perform their day to day operations.

Commercial General Liability

Whether you’re a one-man-show landscaper, or an established general contractor, most businesses need a Commercial General Liability Policy in order to provide coverage to perform their day to day operations.

What is Commercial General Liability Insurance?

Commercial General Liability (also called CGL) is an essential coverage for almost all companies as a part of general business insurance. This policy will protect an organization against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations. Standard limits for a CGL policy range from $1,000,000 to $10,000,000 depending on your business operations and needs.

Why do I need Commercial General Liability Insurance?

Damages arising from liability claims can be quite costly. We’ll arrange a policy that shields you and your company from not only bodily injury and property damage claims, but the expenses of out-of-court settlements, litigation, and judgments awarded by the courts as well. If damages are filed against your organization or you are sued, our reliable insurers will cover the costs for investigation, attorney expenses, and medical expenses in the case of injury.

What businesses need coverage?

If your business offers goods or services of any kind, you’ll need a Commercial General Liability insurance policy. Types of operations that require insurance include:
  • General Contractors
  • Electricians
  • HVAC Contractors
  • Landscaping
  • Restaurants
  • and more…

How much does Commercial General Liability Insurance cost?

The cost of your insurance policy will depend on certain variables including the type of business, operations, annual revenues, number of employees, deductibles, specified coverages, and the limit of liability requested. We are able to offer terms with premiums as low as $500 for annual coverage.

Please note that completing our application for insurance does not cost anything or require you to proceed with the coverage once a quote is provided – customer service is our first priority.

Additional Available Coverage Options:

We are able to offer various types of insurance coverage to supplement your CGL, including: