Snowmobile Insurance

You may choose various forms of coverage to include as a part of your Snowmobile or Snow Bike Insurance policy. Physical damage or total loss of your snow vehicle from perils like fire, theft, and collision are included on all policies along with your personal liability while riding / operating the vehicle. This means that if you cause third party property damage or bodily injury, you know you’ll be covered for costs arising from court litigation and potential payouts. You may also select if you’d like insurance for any riding gear, trailer or truck decks, and even accident & rescue benefits coverage.

Your snowmobile is a valuable asset! You deserve financial protection from the potential of loss for not only your snow vehicle itself, but the numerous other exposures that are inherent to owning and operating your pride and joy. It’s important to purchase coverage prior to hitting the trails – don’t wait until it’s too late to seek out an insurance policy for what could’ve been handled in minutes through our online application form.

Your snowmobile insurance rates and cost will depend on various factors including what type of coverage you have requested, the brand and year of your snowmobile or snowbike, and other factors related to risks while utilizing your vehicle. Some details taken into consideration by our automated rating engine include:

• Drivers license history
• Year of snowmobile
• Make
• Model
• Engine (CC)
• Loss history
• and more

Don’t worry, you only have to pay for the insurance protection that you’d like included as a part of your package and getting a quote and comparing prices never costs you anything!

We wouldn’t refer to our coverage as cheap; however, reasonable pricing and great coverage is definitely something you can count on with all of our Off-Road Vehicle Insurance package products. Snowmobile Insurance costs will vary depending on the various factors, including those outlined above.

The operator must meet these requirements in order to proceed:
– Driver’s License has NOT BEEN CANCELLED or SUSPENDED in the last 5 years
– Insurance Coverage has NOT BEEN CANCELLED by an insurer for reasons OTHER than non-payment.
– Has NO MORE than 3 traffic violations in the last 5 years.

The vehicle must meet these requirements in order to proceed:
– The vehicle is NOT USED FOR RACING or COMPETITION
– The vehicle is NOT USED FOR BUSINESS PURPOSES
– The vehicle is NOT LEASED or RENTED TO OTHERS

In the off season the vehicle will be stored inside an enclosed garage, a storage locker or inside a carport or parkade chained and secured. You’ll also require your snowmobile / snow bike VIN number.