Dirt Bike Insurance

Dirt Bike Insurance

Dirt Bike Insurance

Get an instant Dirt Bike Insurance quote directly in the web browser with our Off-Road Vehicle Insurance package. Choose to insure the things that matter to you and your passion for riding the trails and get covered in just a few minutes.

Coverage for your off road motorcycle.

Personal Riding Liability

Your motorbike itself is an important item to cover; however, costs from liability claims can be quire a bit more costly. Ensure you're protected from liability claims with this policy.

"All Risk" Physical Damage

Your dirt bike is a prized possession! Insure physical damage and loss of your bike including theft and other perils you don't have control over.

Riding Gear & Trailer

If you have riding gear you use for your bike such as helmets, chest protection, motocross pants, etc. - include these items as part of your coverage along with towing trailers if applicable.

Accident & Rescue Benefits

This covers expenses that are obligated to be paid by law as a result of a search & rescue incident or injuries to an insured person that result from an accident while riding.

How It Works

3 EASY STEPS TO GET YOUR BIKE COVERED
Select Vehicle
STEP 1
Provide some basic info about your off road vehicle.
STEP 2
Get an instant dirt bike insurance quote & purchase online.
Dirt Bike Insurance Quote
You've got Dirt Bike Insurance!
STEP 3
Get on the trails knowing your dirt bike is covered!

Learn more about Dirt Bike Insurance

There are various forms of coverage included and available for you to include as a part of your dirt bike insurance policy. Physical damage or loss to your vehicle from perils such as fire and theft are included on all policies along with your personal riding liability. This means that if you cause a 3rd party property damage or bodily injury claim, you’re covered. Also, choose to include any riding gear, trailer or truck deck, even accident & rescue benefits insurance.

Your bike is a valuable asset and you deserve financial protection from the potential of loss for note only your dirt bike itself, but the various other exposures that come along with owning one and taking it on the trails to ride. Don’t wait until it’s too late to seek coverage and get insured with our easy-to-use online application platform.

You know it! As outlined in our “What’s included” section, theft of your dirt bike, trail bike, or off road motorcycle is covered for theft. In our application we outline preventative measures to take to reduce the risk of loss and ensure you’ll be covered should the misfortune occur.

The cost of your off road motorcycle insurance policy will depend on certain factors related to what kind of coverage you are looking for, your personal riding history, as well as bike details including but not limited to:

  • Drivers license history
  • Year of bike
  • Make
  • Model
  • Engine (CC)
  • Loss history
  • and more

Don’t worry, you only have to pay for the insurance protection that you’d like included as a part of your package and getting a quote and comparing prices never costs you anything!

The operator must meet these requirements in order to proceed:
Driver’s Licence has NOT BEEN CANCELLED or SUSPENDED in the last 5 years
– Insurance Coverage has NOT BEEN CANCELLED by an insurer for reasons OTHER than non-payment.
– Has NO MORE than 3 traffic violations in the last 5 years.

The vehicle must meet these requirements in order to proceed:
– The vehicle is NOT USED FOR RACING or COMPETITION
– The vehicle is NOT USED FOR BUSINESS PURPOSES
– The vehicle is NOT LEASED or RENTED TO OTHERS

In the off season the vehicle will be stored inside an enclosed garage, a storage locker or inside a carport or parkade chained and secured. You’ll also require your dirt bikes VIN number.

IMPORTANT:
The subject risk is NOT located within 50 KMs of an active wildfire.

Our Underwriters

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