ATV Insurance

ATV Insurance

ATV Insurance

Get an instant ATV Insurance quote directly in the your browser with our Off-Road Vehicle Insurance package. Get the coverage that matters to you – get insured in just a few minutes!

Coverage designed for your quad bike & riding.
  • Instant online quotes
  • Electronic policy documents
  • Select the coverage that matters to you
  • Automated renewal reminders
  • Reliable underwriters

Personal Riding Liability

Your ATV or quad bike itself is an important item to cover; however, costs from liability claims can be quite costly as well. Ensure you're protected for liability & property damage.

"All Risk" Physical Damage

Your all terrain vehicle is a prized possession! Ensure physical loss and damage to the atv including theft and other perils are insured with this policy.

Riding Gear & Trailer

If you have riding equipment you use for your quad such as helmets, chest protection, pants, etc. - include these as part of your coverage along with towing trailers if applicable.

Accident & Rescue Benefits

This covers expenses that are obligated to be paid by law as a result of a search & rescue incident or injuries to an insured person that result from an accident while riding.

How It Works

3 EASY STEPS TO GET YOUR ATV COVERED
Select Vehicle
STEP 1
Provide some basic info about your All-Terrain Vehicle.
STEP 2
Get an instant ATV insurance quote & coverage online.
ATV Insurance Quote
ATV Insurance Coverage Online
STEP 3
Hit the trails knowing you and your quad bike are covered!

Learn more about ATV Insurance

There are various forms of coverage included and available for you to include as a part of your ATV insurance policy. Physical damage or loss to your offroad vehicle from perils such as fire and theft are included on all policies along with your personal riding liability. This means that if you cause a 3rd party property damage or bodily injury claim, you’re covered. Also, choose to include any riding gear, trailer or truck deck, even accident & rescue benefits insurance.

Your ATV is a valuable asset and you deserve financial protection from the potential of loss for not only your quad bike itself, but the various other exposures that come along with owning one and taking it on the trails to ride. Don’t wait until it’s too late to seek coverage and get insured in just minutes with our easy-to-use online application platform.

Absolutely! As outlined in our “What is included” section, theft of your ATV / quad bike is covered for theft. During our application process, we outline preventative measures to take to reduce the risk of loss and ensure you’ll be covered should the misfortune occur.

The cost of your ATV insurance policy will depend on certain factors related to what kind of coverage you are looking for, your personal riding history, as well as quad details – including but not limited to:

  • Drivers license history
  • Year of vehicle
  • Make
  • Model
  • Engine (CC)
  • Loss history
  • and more

Don’t worry, you only have to pay for the insurance protection that you’d like included as a part of your package and getting a quote and comparing prices never costs you anything!

The operator must meet these requirements in order to proceed:
Driver’s License has NOT BEEN CANCELLED or SUSPENDED in the last 5 years
– Insurance Coverage has NOT BEEN CANCELLED by an insurer for reasons OTHER than non-payment.
– Has NO MORE than 3 traffic violations in the last 5 years.

The vehicle must meet these requirements in order to proceed:
– The vehicle is NOT USED FOR RACING or COMPETITION
– The vehicle is NOT USED FOR BUSINESS PURPOSES
– The vehicle is NOT LEASED or RENTED TO OTHERS

In the off season the vehicle will be stored inside an enclosed garage, a storage locker or inside a carport or parkade chained and secured. You’ll also require your ATV’s VIN number.

IMPORTANT:
The subject risk is NOT located within 50 KMs of an active wildfire.

Our Underwriters

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