Tenants Insurance

Coverage for the things you care about

Whether you’re renting an apartment, house, duplex, or basement suite – your landlord’s property insurance will not cover your belongings in the event of a loss. Tenants Insurance, also called Renters Insurance, covers your contents from various perils as well as your personal liability. Get a free quote online today!

Tenants Insurance

Coverage for the things you care about
Contents
Your
Contents
Liability
Your
Liability
Variety of
Perils
Extra Expenses
Loss of Use
Expenses

Whether you’re renting an apartment, house, duplex, or basement suite – your landlord’s property insurance will not cover your belongings in the event of a loss. Tenants Insurance, also called Renters Insurance, covers your contents from various perils as well as your personal liability. Get a free quote online today!

Renters Insurance at a Glance

Contents

Your Contents

Choose to insure the things you care about including tvs, furniture, non-built in appliances, clothing, and more.

Liability

Your Liability

Personal liability protection covers you worldwide for third party property damage (PD) or bodily injury (BI) claims.

Variety of Perils

Options to cover various types of insured perils including: fire, flood, sewer back-up, theft, earthquake, and more.

Extra Expenses

Loss of Use Expenses

If you're unable to live in your rented property due to an insured loss, your extra living expenses are covered by Underwriters.

What's covered by Tenants Insurance?

We offer affordable, uniquely tailored Tenants Insurance packages that fit your lifestyle. Renters Insurance keeps your things safe and provides defense costs for certain lawsuits brought against you. We provide coverage from industry standardized perils for the following:

Your Belongings – Even if they’re not in your residence, your personal property is covered against loss including clothes, furniture, televisions, other electronics; even more valuable items like jewellery, sports equipment, and more.

Yourself – Your policy insures others’ expenses in the event of bodily injury or property damage claims, as well as legal costs if someone sues you for negligent acts (common limits of $1,000,000 or $2,000,000 are both available).

Your Belongings – Even if they’re not in your residence, your personal property is covered against loss including clothes, furniture, televisions, other electronics; even more valuable items like jewellery, sports equipment, and more.

Yourself – Your policy insures others’ expenses in the event of bodily injury or property damage claims, as well as legal costs if someone sues you for negligent acts (common limits of $1,000,000 or $2,000,000 are both available).

Living Expenses – If your rental property is deemed unlivable, your policy will cover the additional living expenses that you must absorb to have a place to reside temporarily.

What perils are insured by Renters Insurance?

Fire
Theft & Burglary
Theft
Water Damage
Water
More Coverage
More

Standard perils such as fire, theft, and water damage are common risks covered by tenants policies; however, there’s also excess coverage available with our renters insurance program. You can select options like earthquake and sewer back-up for extended policy wordings. Allow our easy-to-use application process walk you through what you’d like to insure by clicking get a quote today.

Why do I need Tenants Insurance?

In the event that your apartment/home and/or its contents suffer a substantial loss, it’s important that you’re protected. With the payment of your deductible (commonly between $500 and $1,000), you’ll have your property replaced that was lost. Personal liability will also cover potential damages, including legal defense costs, for occurences where you may be found legally liable.

How much does Renters Insurance cost?

The cost of your Tenants Insurance policy will depend on certain variables including the your apartment/ home’s protection, contents, deductibles, specified coverages, and the limit of liability requested. We are able to offer terms with premiums as low as $250 for annual coverage.

Please note that completing our application for insurance does not cost anything or require you to proceed with the coverage once a quote is provided – customer service is our first priority.

Our Underwriters

What Our Clients Say

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Marie L.
Event Insurance
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MGA Detailing
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Event Insurance
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