Homeowners Insurance

Home insurance provides a peace of mind that comes standard with all of our policies. Knowing that your home is protected from the perils that could be very costly to repair and even leave you without a place to live is priceless. Please review our coverages below and apply for your free quote today.

What's covered by homeowners insurance?

Netsurance offers tailored Home Insurance to fit your lifestyle. We provide coverage from all standard perils for:

Your Home: Protect your home and outdoor structures such as the garage, gazebo, or shed.
Your Contents: Choose coverage to protect the things you care about including televisions, non-built in appliances, etc.
Yourself: Personal liability protection covers you worldwide (common limits of $1,000,000 or $2,000,000).

What perils are covered by homeowners insurance?

Standard perils such as fire, theft, and water damage are common risks covered by homeowners policies; however, you can find a much more detailed outline of coverage under the “policy wordings” link above.

Why do I need homeowners insurance?

In the event that your home and/or its contents suffer a substantial loss, it is important that you are protected. With the payment of your deductible (commonly between $500 and $1,000) you’ll be back on your feet in no time with a place to live should your home be uninhabitable and replaced property / contents that were lost. Personal liability will also cover potential damages, including legal defense costs, for occurences where you may be found legally liable.

How much does homeowners insurance cost?

The cost of your Home Insurance Policy will depend on certain variables including the homes value, age, protection, contents, deductibles, specified coverages, and the limit of liability requested. We are able to offer terms with premiums as low as $500 for annual coverage.

Please note that completing our application for insurance does not cost anything or require you to proceed with the coverage once a quote is provided – customer service is our first priority.