Home insurance provides a peace of mind that comes standard with all of our policies. Knowing that your home is protected from the perils that could be very costly to repair and even leave you without a place to live is priceless. Please review our coverages below and apply for your free quote today.
What's covered by homeowners insurance?
What perils are covered by homeowners insurance?
Standard perils such as fire, theft, and water damage are common risks covered by homeowners policies; however, you can find a much more detailed outline of coverage under the “policy wordings” link above.
Why do I need homeowners insurance?
In the event that your home and/or its contents suffer a substantial loss, it is important that you are protected. With the payment of your deductible (commonly between $500 and $1,000) you’ll be back on your feet in no time with a place to live should your home be uninhabitable and replaced property / contents that were lost. Personal liability will also cover potential damages, including legal defense costs, for occurences where you may be found legally liable.