Business Insurance

Whether you’re a new food truck operation, or an established general contractor – all businesses should have an insurance policy that ensures coverage for potential claims from daily operations. Offered including property coverage.

Business Insurance

What is business insurance?

We will review your application and determine what coverages are best for you; however, there are some coverages (such as Commercial General Liability, CGL) that are essential for all types businesses. We will ensure you and your company is protected against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations. Standard limits for a CGL policy range from $1,000,000 to $10,000,000 depending on your business operations and specified industry standards.

Why do I need business insurance?

Damages arising from liability claims can be quite costly. We’ll arrange a policy that shields you and your company from not only bodily injury and property damage claims, but the expenses of out-of-court settlements, litigation, and judgments awarded by the courts as well. If damages are filed against your organization or you are sued, our reliable insurers will cover the costs for investigation, attorney expenses, and medical expenses in the case of injury.

What companies need it?

If your company sells goods or services, you need a Business Insurance / Commercial General Liability Policy. We are able to provide insurance policies for all kinds of businesses, including: Plumbers, Landscapers, HVAC, Restaurants, Electricians, General Contractors, Traffic Control, all kinds of construction companies, and many other types of businesses.

How much does it cost?

The cost of your Business Insurance Policy will depend on certain variables including the type of business, operations, annual revenues, number of employees, deductibles, specified coverages, and the limit of liability requested. We are able to offer terms with premiums as low as $500 for annual coverage.

Please note that completing our application for insurance does not cost anything or require you to proceed with the coverage once a quote is provided – customer service is our first priority.